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1. Opt For A Stable InsurerWhile most insurers provide fair settlements, time is money, too. Be sure the carrier you choose has a reputation for fast claim service.
2. Don't Over-InsureChoose only the coverages you need. For example, if your car is over 5 years old, maybe you should drop collision insurance.
3. Don't Under-InsureSaving a few dollars up front could cost you a significant amount of money at a time of loss.
4. Select The Right DeductibleBy "self insuring" what you can afford, deductibles can save you significant premium dollars.
5. Choose The Appropriate LimitsDon't underestimate jury awards often they are astronomical. Consider liability coverage carefully.
6. Excess LiabilityThis is economical coverage that picks up where your auto (and homeowners) liability leaves off. It can save huge amounts in the event of a monumental large judgment against you.
7. Ask About DiscountsSome insurers offer multiple car discounts and safe driver discounts -- even discounts based on years of experience or retirement status.
8. The Comprehensive Coverage QuestionWithout this option, you will not be paid for fire, theft, vandalism or other losses out of your control.
9. Uninsured Motorist CoverageThis is an important dollar saver in the event you are the victim of a hit and run driver, or one without insurance.
10. Towing and Replacement Vehicles Following an accident, without this coverage, you might have to go "out-of-pocket" to move your auto or rent a replacement car.
11. Collision Coverage If you have a car loan, this insurance is required but you should protect your interests too in the event your car is badly damaged by unknown persons.
12. MOST IMPORTANT Talk To Us! We're independent agents representing several companies that want to compete for your business. We "shop" for you. When you consult with us, we'll help you make all of the right auto decisions. Most important, at a time of loss, we represent your interests, not those of the insurance company. In the event you have a claim, you can count on us to work with you for a fast, fair cash settlement.
DON'T DELAY – FIND OUT TODAY HOW TO SAVE ON AUTO INSURANCE!
Complete our quoterequest form and submit it to us today. IMPORTANT: If your Auto Insurance is up for renewal in the next 60 days, please call or Email us at once for a policy review
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