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At James J Sullivan Insurance…There is A Difference
- We are licensed professionals with strong customer and community ties
- We give you excellent service and competitive prices because we can access the insurance coverage from more than one company
- We are not beholden to one company, thus, you don't need to change agencies as your insurance and service needs change
- We assist you when you have a claim
- We are your consultant, working with you as you determine your needs
- We offer you choices of insurance plans and programs
- We are value hunters, we look after your pocketbook in finding the best combination of price, coverage and service.
- We offer one-stop shopping for a full range of products – home, renters, auto, business, life, and health
- We can periodically review your coverage to keep up with you changing insurance needs
- We treat you like a person, not just another number
Customer satisfaction is the key to our livelihood! Serving you is our most important concern. We are an Independent Insurance Agent.
Why an Independent Insurance Agent? Some people think it doesn't really matter where they buy their insurance. But this misconception could be costing them money, service and protection. Buying insurance isn't like buying bread or milk. Insurance is an important safety net for your family, your home, your car or your business. Don't treat the purchase lightly!
We Are An Independent Insurance Agency. We do not work for an insurance company; we work for you. We work on your side when you have a loss and follow through to see that you get fair, prompt payment. . We represent a carefully selected group of financially sound, reputable insurance companies, and we place your policy with the company offering the best coverage at a competitive price.
There is a difference in where you buy your protection. Many people don't realize there are three sources for insurance:
1. Captive Agents, who can sell you the insurance of only one company.
2. Telephone Representatives, who can offer you the insurance of one company, and only on thetelephone.
3. Independent Insurance Agents, who represent an average of eight insurance companies, and research with these firms to find you the best combination of price, coverage, and service.
Personal Coverages
- Homeowners
- Automobile
- Renters
- Condominium
- Umbrella Liability
- Boats/Yachts
- Antique Cars
- Valuable Property
Business Coverages
- Commercial Property
- .Commercial General Liability
- Workers' Compensation
- Business Automobile
- Commercial Excess Liability
- Not For Profit Organizations
Specializing In
- Transportation (Trucker's) Insurance
- Motor Truck Cargo
- Fleet Coverages Including long haul
- Warehouse Liability
Financial Coverages
- Life Insurance
- Pension & Retirement
- Accounts
- Group Health Policies
The Services You Can Expect
- A complete analysis of your insurance needs.
- We design a responsible protection program for you.
- We select the company or companies best suited to your situation.
- We present you with a competitively priced proposal.
- We move quickly to get fair, prompt settlement of your claims.
- We periodically review the adequacy of your insurance program.
- We look for ways to save you money.
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Our Aims . . . . . •To reduce your insurance cost. • To reduce gaps in coverage. • Our professional staff analyzes your insurance requirements first from the viewpoint of RISK MANAGEMENT. • By risk elimination, risk reduction, risk transfer or risk assumption the cost of your package of insurance may be considerably reduced.
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