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When it comes to insurance –
we make it our business to know your business
Here's how… We offer 5 critical steps to sound business protection
1 We will provide a questionnaire that, when completed, clearly defines most of your business exposures, and thus begins to give us an insight into your insurance requirements.
2 Without obligation, we will provide a professional review of your current coverage in order to identify dangerous "gaps" and costly "overlaps" in protection.
3 We will make recommendations for changes – possibly coverages that should be added, perhaps insurance no longer required and possibly an adjustment on limits, depending upon our findings.
4 We will "do the shopping" for you and recommend an insurer that provides the best coverage for your needs at the most competitive rates available, and provide a quote – again without obligation.
5 We will keep your insurance as current as possible with periodic "check-ups" after your policy(s) is issued.
Here are the exposures we will explore on behalf of your business:
PROPERTY: Your buildings, contents and inventory.
LIABILITY: Your obligations based on business operations.
CRIME: Your vulnerability to a host of threats, including theft from within.
BUSINESS INTERRUPTION: The need for profits protection during a rebuilding period.
PRODUCT LIABILITY: Your exposure in the event of a negligence judgment.
WORKERS COMPENSATION:Your responsibility for employee injuries on the job.
COMMERCIAL AUTO:Coverage for vehicles owned and/or operated by the business.
LIFE/FINANCIAL: Plans for key people, partners, employee benefits, disability, pension and retirement plans.
PERSONAL LINES:Protection for you/partners/officers for auto, homeowners, personal umbrella and other coverages.
Call or Email today to make sure that your business is properly covered. This is a "second opinion" that could save you a lot of grief in the event that your business has outgrown your coverage – or if you are paying too much for your coverage.
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